The system is broken.
Help us build a better way.

See Job Openings

Our mission is to provide refreshingly fair, effective, and simple ways to empower consumers to meet their financial goals.

Why work with Kikoff?

Help our customers meet their goals

We've helped over 1 million customers build their credit and kick off their financial health journey.

Help us grow rapidly

We're growing rapidly, with revenue up 36X since our last capital rise and up 3.7x in the last 12 months.  We’re planning on growing our headcount from 90 to 150 in 2024.  Come join us on our journey of growth!

Join a talented team

We have a stellar team with experience throughout the best of Silicon Valley companies. We've harnessed this power to learn the ins-and-outs of credit building so we can really improving financial access for everyone.

Building equal opportunity for everyone

Building a more inclusive financial system starts with building an inclusive team. We believe that everyone deserves to be treated equally, and we’re proud to be an equal opportunity workplace.*

Kikoff's Impact and Growth


consumers who've used Kikoff


revenue growth since our last raise


headcount growth between 2023-2024

Trusted By the Best

We’ve earned the trust of some of the most savvy investors out there

A word from our team

I immigrated to the U.S. as a “credit invisible” consumer. I had no credit history, and no affluent family to back me up. I knew there had to be an easier, more affordable way to fix credit issues. That experience inspired me to create Kikoff.

Cynthia Chen, CEO

It's truly a privilege to work alongside exceptionally talented coworkers at Kikoff, who provide so much valuable mentorship and a supportive environment for growth and learning as a software engineer. Kikoff is the kind of place where you can learn something from everyone—the dynamic office environment and the opportunities to work on fun, impactful projects make it a super rewarding experience to be a part of.

From our Engineering Team

The work I do at Kikoff directly betters the financial health of millions of Americans. And I get to do it alongside a very talented group, while our footprint is only growing! We move fast to get our consumers access to help they really need. I wake up every morning feeling great about the impact I bring to this world.

From our Product Team

I joined Kikoff for the mission, team, and learning opportunity, and all three have lived up to my expectations. It's been especially exciting to work on a new product, Keenly, which we launched very quickly and have been improving rapidly. We've been able to move fast while also drawing on the resources and expertise of the broader Kikoff org and lessons learned from prior successful launches.

From our Operations Team

Design plays a critical role in Kikoff because we're building the best in class credit building and financial toolkit for underserved customers, and it’s incredibly important to have a customer-first mentality. Everyday feels both challenging and inspiring.

From our Design Team

We Got You

Don't forget about the perks & benefits

Medical, Dental, Vision

Employees covered at 100% & Dependents/Family covered at 50%. We also offer memberships to One Medical and Soma.

Meaningful Equity

All team members should have a stake in what we’re building together. We follow the standard Silicon Valley 4-year vesting schedule with a 1-year cliff.

401K & Matching

Employees can invest in a 401(k) with company matching, allowing them to plan for their future with foresight and financial security.

Flexible Schedule

We trust you to get your work done and take care of life when you need to.

Commuter Reimbursement

Magic things happen inside our offices. We reimburse commuter expenses up to $400 per month in San Francisco and provide team members with a free parking pass in Reno.

Team building and social events

We setup fun, shared experiences to get to know each other better whether it’s through cooking classes or team off-sites.

Hybrid Friendly

Where office collaboration meets home flexibility

San Francisco, CA

We’re headquartered in the Financial District of San Francisco where public transit is just a short walk away at Embarcadero Station.

Reno, NV

Home to our operations and customer service team, our Reno office serves customers all over the U.S.